Bargeldauszahlung mit der VISA Card [Debitkarte] an allen Geldautomaten mit VISA Zeichen. in Deutschland. kostenlos. Mindestabhebebetrag 50 €. Liegt der. Lohnt sich eine ING Kreditkarte? ✓ kostenfrei Geld abheben ✓ komplett kostenlos ➤ alle Infos zu Gebühren und Alternativen der ING Diba Visa! Rund um das Thema Karten Rund um das kontaktlose Zahlen Fragen speziell zur VISA Card Fragen zu paydirekt Bargeld und Schecks Basiskonto Google Pay.
Alle Vor- und Nachteile der ING KreditkarteLohnt sich eine ING Kreditkarte? ✓ kostenfrei Geld abheben ✓ komplett kostenlos ➤ alle Infos zu Gebühren und Alternativen der ING Diba Visa! Ich habe eine Ingdiba Visa wo noch Credit drauf steht. ING. Hallo Benny, aktuell ist nichts geplant. Wir geben Ihren Vorschlag aber gerne an unsere. Ihre VISA Card [Debitkarte]. Kostenlos Geld abheben ab 50 Euro an 97% aller Automaten in Deutschland und allen Euro-Ländern. Weltweit.
Ingdiba Visa Tips for an account opening VideoDie besten Kreditkarten: Geld abheben ohne viele Gebühren Wir wünschen Ihnen schon jetzt eine schöne Zeit! Hallo Florian, das Tageslimit in Höhe von 1. Europcar z. Bei beiden Varianten können Entgelte Wwwjoyclub den Geldautomatenbetreiber hinzu kommen.
A small drawback at journeys to the foreign currency abroad: At card payments or cash withdrawals in a non-Euro country, a 1.
This is the fee for the currency exchange. If you do not travel to such countries, then you can skip this point.
This is easily possible through your online banking:. Very practical! In the foreign currency aborad except Sweden and Romania , the 1.
This does not know the minimum fee of Euro 1. In some supermarkets see table further above , you can withdraw cash up to Euros free of charge at the checkout at a minimum purchase of Euros Currently, the ING-DiBa gives a balance in the amount of Euros 75 to every new current account customer, if two salary payments of at least Euros 1, are transferred within the first four months.
Such offerings already existed in the past. However, it seems that the requirements for the initial balance increase with the time.
Do you want to take a look at the requirements? As our regular readers know, I have my main current account at the DKB. In the basic features, both accounts are free of charge and virtually exchangeable.
The DKB is convinced — and I share this opinion —, that its account is so good that one does not have to gain new customers through an initial balance.
Due to the very good and fair conditions , the ING-DiBa would not need to give away a present for the account opening. However, it does so, maybe due to tradition.
This is free of charge within the Euro-area on the part of the ING. Abroad with a currency other than Euro for example in Poland , a foreign transaction fee of 1.
That is for the currency exchange, not for the withdrawal. In Germany, you can withdraw cash free of charge up to Euros when buying at many supermarket chains at a value from Euros 20 sometimes from Euros This only works with the Girocard.
Hello Gregor, may I ask you something. I opened an account in IngDiba. They are asking me for the Steuer-ID or tax number.
Or do I have one? What should I do to provide it or get my tax id? Yes, you do have one. In Germany every person gets a tax ID with their birth.
When people from other countries come to our county and they start working, they also get one. This number is unique and remains the same for your whole life.
Gregor thanks very much for your answer. The thing is that my situation is kinda different. So they are asking me for the Tax Number.
May I ask you again, do I have one? How did you manage the account opening? After all, ING only opens accounts for clients with a residence in Germany.
I put the address from relatives that live in Germany. I was there for 2 months. Do you think i should just close the account?
Thanks for your help! You can read more detailed information in the article above. If so what would be my best option to get an account and start working?
Welcome to Germany! Good that you have friends who help you. Instead of video legitimization, you can go to a post office and have your identity legitimized there.
Take a friend and your passport with you. That will be the best. Hi Freyja, Yes, one can do that, it does not have a negative impact. Myself, I solely use the Visa Card as well.
I live in Schoneberg. I would like to set up my account in person, might be easiest! ING is a direct bank. Accounts can only be opened online.
Since the bank has more than 8 million customers, these are processes that work. Wishing you much success with opening the account and exploring its benefits!
Also do I need to have money on my CC i. There is no extra credit card account. With the Girocard only at their own machines. I have never changed the PIN for the Girocard.
I think that is not possible. Or has something improved without my noticing? Name required. Mail will not be published required.
I want my comment to be discarded. Only check this, if you are a computer program. Notify me of followup comments via e-mail. Portal for clever banking in Germany and abroad.
Far more than a free current account! This is a huge advantage to other banks! Secondary account Some have opened the account in order to have a separate accounting from the main current account.
Emergency account Some people have set up the account only for emergencies. Presentation of some great account features Transfer via banking app.
Note: At the account opening, a place of residence in Germany is required. After the account opening, it can be changed to one abroad.
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These are Euros 7, per week and due to the fact that one gets the Girocard as well as the Visa Card for free automatically after the account opening, one can withdraw cash up to a maximum of Euros 14, per week from the ATM.
This is proportionally a lot! Multiple withdrawals on the same day are possible! With both cards together, you can withdraw up to a maximum of Euros 2, or the countervalue in the foreign currency per day.
This is a whole lot of money! However, limited is the cash-free transaction with the cards to up to Euros 4, per week! On the Visa Card, you can increase the limit temporarily, for example for a flight booking or payment of a hotel bill.
The increase of the limit can take place by phone and is valid up to one week. Afterwards, the limit decreases again to the Euros 4, as a standard.
This is why I usually do not take the Visa Card and the Girocard with me on my trips abroad. This way you ensure that you never pay loan interest!
Little downside: The interest is charged retrospectively from the day of the actual transaction and the loan interest of Barclaycard is customarily-high for the credit card industry!
At Barclaycard, there is a monthly minimum-repayment of 2 per cent of the outstanding balance, but at least Euros This regulation avoids that a possible mountain of credit card debt grows and grows.
Given that you refrain from further borrowed payments! Nevertheless, at an interest rate of more than 18 per cent, it is more difficult to repay the already made transactions.
Per Euros 1,, the interest debt is at Euros Escape: If you are capable of paying a monthly installment of Euros or more, then one can reschedule the debt at an interest rate of 4.
This debt rescheduling, called payment plan , is very flexible and can be change or cancelled at any time. You can do this on your own in the online banking or let it be set up at the phone.
Advantage: The interest rate is considerably lower and you repay the once created credit card debt much faster. Please act responsible with credit cards and credit lines, just like we expect it from smart bank customers.
But there are also situations in life, where you are super-happy, if you can immediately use an available credit line in an emergency! We have quite some people in our community, who faced such a case in the past and were glad that they could use a big balance over a period of time.
Edi Grüner was the first person, who responded to my invitation of contributing something to this article. A heartely thanks!
The credit limit can be increased anytime with transfers onto the Visa Card. You can even be granted an overdraft facility of max.
For the calculation of the overdraft facility limit, a submission of salary statements is neccessary. You can supplement the overdraft facility with a framework credit.
This is an additional credit line that is ready to use for you anytime, but does not have to be used. In case this is of interest to you, you can have a look at these experiences.
As you know: A very good credit rating is a requirement. If one already is in trouble, a bank will be less willing to loan any money or will charge significantly higher interest rates.
For new DKB customer we have compiled and published a little video training German. Both Giro accounts can exclusively be opened online.
It therefore does not make any sense to look for the option elswhere. For you, this has the advantag that you can open the account right now — regardless of your current location, e.